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HMU Recovery is here to help you settle your past-due accounts. Discover your next steps with our easy repayment setup. Log in below to begin.

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If you’ve received a call, letter, or email from us, or noticed HMU Recovery listed on your credit report, you might be wondering who we are, why we contacted you, and what to do next. For years, HMU Recovery has been helping individuals resolve past-due accounts and regain control of their finances. Our goal is to guide you toward financial freedom with understanding and support every step of the way.

Why We Contacted You

If you’ve recently heard from us, it’s likely you have an outstanding balance with a previous creditor or financial partner that has been assigned to HMU Recovery. We’re reaching out to help you resolve your past-due account in a way that fits your needs. Our mission is to provide flexible, affordable, and convenient payment options designed to support your journey toward financial recovery.

What if I Don’t Recognize this Debt?

Our dedicated account specialists can provide details about your account to help you understand the situation. If you don’t recognize the debt, please contact us right away at 877-382-6063 so we can review and verify all relevant information.

If we confirm that HMU Recovery or one of our partner agencies is managing your account, we’ll work closely with you to create a repayment plan that fits your financial goals. Together, we’ll find the best path toward resolving your balance and achieving lasting financial stability.

What to Do Next

Start by using our account lookup tool to check if you have an account with HMU Recovery. We provide a range of flexible solutions to help you resolve your balance. Our team will work with you to build a payment plan that fits your budget and supports your path toward financial recovery.

Benefits of Resolving Your Account

It can be challenging to move forward when you have unpaid debt. Settling your account with HMU Recovery can help you take control of your finances and move closer to achieving your financial goals. Let us help you get back on track toward lasting financial stability.

Take the First Step

It can be challenging to move forward when you have unpaid debt. Settling your account with HMU Recovery can help you take control of your finances and move closer to achieving your financial goals. Let us help you get back on track toward lasting financial stability.

Our Consumer Bill of Rights

HMU Recovery’s Consumer Bill of Rights outlines the ethical standards that shape how we work with our clients. This commitment sets the benchmark for transparency, fairness, and integrity in every interaction. Discover how our Consumer Bill of Rights ensures you’re treated with respect and honesty throughout the recovery process.

Client Testimonials

★ ★ ★ ★ ★

They made the process so easy! I was nervous when I first heard from HMU Recovery, but their team explained everything clearly and helped me set up an affordable payment plan. Now my account is fully resolved, and I finally feel in control of my finances again!

Zara Bush

★ ★ ★ ★ ★

HMU Recovery treated me with respect and kindness. They didn’t judge me for falling behind — they helped me find a solution that actually worked for my budget. I’m so thankful for their support!

Ashwin Santiago

★ ★ ★ ★ ★

Working with HMU Recovery was one of the best decisions I’ve made. They were patient, transparent, and always quick to respond. I’m proud to say I’m debt-free now thanks to their guidance!

Kaden Scott